In a twist of irony, 2020 will be going down in history as the year no one saw coming. From Covid-19, shutdowns, store inventory shortages, high unemployment, wild market swings, trillion-dollar bailouts, to historically low interest rates, this year will change the future in ways we do not fully understand yet. However, one trend that…
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Category: Life insurance
The benefits of life insurance premium financing in uncertain times
Life insurance premium financing does more than provide you with a high cash value life insurance policy. It also helps you with estate planning, buy-sell arrangements, business succession and key-person financing and retention, among other benefits.
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Why premium financing may be right for your client
Americans, by and large, understand the importance of life insurance. This is particularly true of high net worth individuals. Generally defined as those with investable assets between at least $5 and $10 million, high net worth people have many responsibilities and assets that require financial protection. Diverting resources to pay for the premiums, while possible,…
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3 occupations that make for ideal premium financing candidates
For individuals, business owners and their staff members with a demonstrated life insurance need, life insurance premium financing can make a lot of sense. The costs of living or running a company add up, and there’s only so much available capital that can go toward addressing these expenses. Life insurance premium financing helps in this…
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3 misconceptions about life insurance premium financing
When you’re a business owner or individual with a demonstrated life insurance need, generating the money needed to purchase the appropriate amount of coverage can sometimes be difficult. Financial resources, by their very nature, are finite, and even if premiums are reasonably priced, there’s only so much money that can go around when it’s tied…
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Are business owners preparing for retirement?
Small-business owners could be doing a better job preparing for retirement.
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5 strategies to develop invaluable employees
Here are a few ways you can mold personnel into all-important assets.
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5 ways to build a better business through leveraged planning
The key element to business success is growth, and you can find through Leveraged Planning®. Here are several ways in which leveraged planning can assist with building your company's potential:
Poll: Many Americans get it wrong on who needs life insurance most
According to a recent survey conducted by Life Happens, a non-profit organization, a large percentage of Americans believe that people with high-risk job professions are more in need of life insurance than people whose careers are sedentary.